Legal agreement governing your use of nemo99 platform and services
Last Updated: January 1, 2026 | Effective Date: January 1, 2026
Important Notice: By creating an account, depositing funds, or using any services provided by nemo99, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any provision of these terms, you must immediately cease using our platform and close your account.
For the purposes of these Terms & Conditions, the following definitions apply:
These Terms & Conditions constitute a legally binding agreement between you and nemo99. By accessing our website, creating an account, or using any of our services, you explicitly agree to comply with these terms, our Privacy Policy, Responsible Gaming policy, and all applicable laws and regulations governing online gambling in your jurisdiction.
We reserve the right to modify, amend, or update these Terms & Conditions at any time without prior notice. Any changes will be effective immediately upon posting to our website. Your continued use of nemo99 services following any modifications constitutes your acceptance of the revised terms. We recommend reviewing this page periodically to stay informed of any updates.
If any provision of these Terms & Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
To create an account and use nemo99 services, you must meet all of the following eligibility requirements:
Indonesian Market Context: nemo99 operates under an international gaming license issued by offshore regulatory authorities. Indonesia's Public Gambling Act of 1867 predates online betting by over a century, and its application to modern offshore platforms remains legally ambiguous. By using our services, you acknowledge that you are solely responsible for determining whether your participation complies with Indonesian law. We recommend consulting with a qualified attorney if you have concerns about the legal status of online betting in your jurisdiction.
To create a nemo99 account, you must provide accurate and complete personal information, including your full legal name, date of birth, email address, phone number, and residential address. All information provided must be truthful and current. Providing false, misleading, or fraudulent information is a violation of these terms and may result in immediate account closure and forfeiture of funds.
You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login information with any third party. Any activity conducted through your account will be deemed to have been authorized by you, and you will be held responsible for all transactions, bets, and actions taken using your account credentials.
As part of our commitment to preventing fraud, money laundering, and underage gambling, nemo99 implements mandatory Know Your Customer (KYC) verification procedures. You will be required to submit copies of government-issued identification documents, including your Indonesian ID card (Kartu Tanda Penduduk or KTP) or passport, and may be asked to provide proof of address such as a recent utility bill or bank statement.
Verification typically completes within 24 hours of document submission. Your account may have limited functionality until verification is complete, and you will not be able to process withdrawals until your identity has been successfully verified. We reserve the right to request additional documentation at any time to comply with regulatory requirements or to investigate suspicious activity.
nemo99 accepts deposits via the following Indonesian payment methods: bank transfers from BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri, CIMB Niaga, OCBC NISP, and Bank Permata; and e-wallet transfers from OVO, DANA, GoPay, ShopeePay, and LinkAja. Additional payment methods may be added or removed at our discretion without prior notice.
The minimum deposit amount is Rp 50,000 (fifty thousand Indonesian Rupiah). There is no maximum deposit limit, although individual payment methods may impose their own transaction limits. Deposits are typically processed instantly and credited to your account within minutes. nemo99 does not charge any fees for deposits, although your bank or payment provider may impose their own transaction fees.
You may only deposit funds from a payment account registered in your own name. Third-party deposits are strictly prohibited. Deposits made from joint accounts, business accounts, or accounts not registered to you will be rejected and returned.
nemo99 offers voluntary deposit limits as part of our Responsible Gaming commitment. You may set daily, weekly, or monthly deposit limits through your account settings. Once set, deposit limits take effect immediately and can only be increased after a 24-hour cooling-off period. Decreases to deposit limits take effect immediately.
To request a withdrawal, your account must be fully verified (KYC complete), and you must have met any applicable wagering requirements on bonuses or promotional credits. The minimum withdrawal amount is Rp 100,000 (one hundred thousand Indonesian Rupiah). Withdrawals are processed to the same payment method used for your most recent deposit unless alternative arrangements have been approved by our finance team.
Withdrawal requests are typically processed within 2-6 hours during business hours (08:00-22:00 WIB, Monday through Sunday). VIP members receive priority processing with faster approval times based on their membership tier. nemo99 does not charge withdrawal fees, although your receiving bank may impose incoming transfer fees.
We reserve the right to request additional verification documents before processing withdrawals, particularly for large amounts or where we suspect fraudulent activity. Withdrawals may be delayed or declined if we have reasonable grounds to believe the funds were obtained through violation of these terms, bonus abuse, or other fraudulent means.
nemo99 maintains strict anti-money laundering (AML) policies in accordance with international financial regulations. All deposits must be wagered at least once before withdrawal is permitted. We reserve the right to investigate unusual withdrawal patterns or suspicious transactions and may report such activity to relevant authorities.
nemo99 offers various bonuses and promotions, including welcome bonuses, reload bonuses, cashback offers, and special event promotions. All bonuses are subject to specific terms and conditions, including wagering requirements, time limits, game restrictions, and maximum bet limits. These specific terms are displayed on the promotions page at the time of offer and must be read carefully before claiming any bonus.
Bonuses are intended for recreational players and are limited to one per person, household, IP address, and payment method. Bonus abuse, including creating multiple accounts to claim bonuses repeatedly, using betting strategies designed to exploit bonus terms, or coordinating with other players to manipulate promotions, is strictly prohibited and will result in the forfeiture of bonuses, winnings, and potentially account closure.
Most bonuses carry wagering requirements, which specify how many times the bonus amount (and sometimes the deposit amount) must be wagered before any winnings can be withdrawn. For example, a bonus with a 30x wagering requirement on a Rp 100,000 bonus would require Rp 3,000,000 in total wagers before withdrawal is permitted. Different games contribute differently to wagering requirements—slots typically contribute 100%, while table games may contribute less or be excluded entirely.
nemo99 offers betting on a wide variety of sports, including football (BRI Liga 1, EPL, La Liga, Serie A, Bundesliga, Champions League), basketball, tennis, badminton, volleyball, and e-sports. We provide pre-match and live (in-play) betting across multiple markets including match winner, over/under, Asian handicap, correct score, mix parlay (accumulator bets combining multiple selections), and voor bola (Indonesian handicap betting).
All bets are subject to acceptance by nemo99. We reserve the right to refuse any bet, limit stake amounts, or close accounts of users who consistently win or are suspected of operating professionally. Bets are considered valid only when confirmed by our system and a unique bet reference number is issued. In the event of technical errors or obvious pricing mistakes (palps), we reserve the right to void bets.
Bets are settled based on the official result as determined by the relevant sports governing body. Dead heat rules, postponed match policies, and void match rules are applied according to industry-standard practices. Full betting rules for each sport can be found on our website.
All casino games, slots, and live dealer games available on nemo99 are provided by licensed third-party software providers including Pragmatic Play, Evolution Gaming, Microgaming, NetEnt, and Pocket Games Soft. These games use certified Random Number Generators (RNG) to ensure fair outcomes. Live dealer games are streamed in real-time from professional studios with professionally trained dealers.
In the rare event of a game malfunction, software error, or technical issue, all affected bets and payouts will be voided and stakes refunded. nemo99 is not liable for losses resulting from technical failures, internet connectivity issues, or software bugs beyond our control.
nemo99 is committed to promoting responsible gaming and preventing gambling-related harm. We provide multiple tools to help you control your gambling activity, including deposit limits, session time limits, loss limits, and reality check reminders. You may also request a temporary cooling-off period or permanent self-exclusion.
If you feel that gambling is becoming a problem, we strongly encourage you to seek help. Please review our Responsible Gaming page for information on self-assessment tools, spending controls, and links to professional gambling addiction support resources. You can contact our support team at any time to discuss responsible gaming options.
The following activities are strictly prohibited and will result in immediate account termination, forfeiture of funds, and potential legal action:
nemo99 provides services on an "as-is" and "as-available" basis without warranties of any kind, either express or implied. To the maximum extent permitted by law, we disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
nemo99 shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, loss of data, or loss of goodwill. Our total liability to you for any claims arising from these terms shall not exceed the amount of funds held in your account at the time of the claim.
These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction where nemo99's operating license is issued. Any disputes arising from or relating to these terms shall be resolved through binding arbitration in accordance with international arbitration rules.
Before initiating formal dispute resolution proceedings, we encourage you to contact our customer support team to resolve any issues informally. Most concerns can be addressed promptly through direct communication with our support staff.
You may request to close your nemo99 account at any time by contacting customer support. Upon closure, any remaining balance (after deduction of applicable fees and pending wagering requirements) will be returned to you via your registered payment method.
nemo99 reserves the right to suspend or terminate your account at any time for violation of these terms, suspicious activity, or at our sole discretion. In the event of account termination for cause, we reserve the right to withhold funds pending investigation and may report suspected fraudulent activity to relevant authorities.
If you have any questions about these Terms & Conditions or require clarification on any provision, please contact our customer support team:
By using nemo99, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety.
All users must be 21 years or older. Mandatory KYC verification with government-issued ID required before withdrawals.
One account per person, household, and IP address. Multiple accounts result in immediate closure and fund forfeiture.
Minimum deposit Rp 50,000. Minimum withdrawal Rp 100,000. Withdrawals processed within 2-6 hours during business hours.
All bonuses subject to wagering requirements and specific terms. Bonus abuse prohibited and results in account termination.
No multi-accounting, collusion, bot usage, or fraudulent activity. Violations result in permanent account closure.
Deposit limits, self-exclusion, and cooling-off periods available. Professional support resources provided on request.
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